--- title: When should I file a 1099? description: Not sure whether you should file a 1099 for the contractors around your office? Read this article for helpful tips on whether you should and how to do it! --- [Skip to content](https://help.club.capital/en/faq/1099#main-content) [![club 1 transparent](https://help.club.capital/hs-fs/hubfs/Logos/club%201%20transparent.png?width=2379&height=448&name=club%201%20transparent.png)](https://help.club.capital/en/faq/?hsLang=en) - Industries Show submenu for Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) - Solutions Show submenu for Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) - Resources Show submenu for Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Referral Program](https://club.capital/referral-program/) - [Est-Tax-Payments](https://club.capital/est-tax-payments/) - [Podcast](https://club.capital/podcast/) - Blogs Show submenu for Blogs - [Small Business Finance Blog](https://blog.club.capital/) - [Youth Sports Finance Blog](https://blog.club.capital/sports) - [Marketing Blog](https://blog.club.capital/club-capital-marketing-blog) Open main navigation Close main navigation - Industries Show submenu for Industries - [Insurance](https://club.capital/industries/insurance/) - [Youth Soccer](https://club.capital/industries/youth-soccer/) - Solutions Show submenu for Solutions - [Monthly Accounting](https://club.capital/solutions/monthly-accounting/) - [Tax Service](https://club.capital/solutions/tax-service/) - [CFO Services](https://club.capital/solutions/cfo-services-for-your-business/) - [Digital Marketing Services](https://club.capital/solutions/digital-marketing-services/) - Resources Show submenu for Resources - [Our Company](https://club.capital/our-company/) - [Testimonials](https://club.capital/testimonials/) - [Webinars](https://club.capital/webinars/) - [Partnerships](https://club.capital/partnerships/) - [Referral Program](https://club.capital/referral-program/) - [Est-Tax-Payments](https://club.capital/est-tax-payments/) - [Podcast](https://club.capital/podcast/) - Blogs Show submenu for Blogs - [Small Business Finance Blog](https://blog.club.capital/) - [Youth Sports Finance Blog](https://blog.club.capital/sports) - [Marketing Blog](https://blog.club.capital/club-capital-marketing-blog) - [Go to Club Capital's Homepage](https://club.capital/home/) [Go to Club Capital's Homepage](https://club.capital/home/) Hello. How can we help you? - There are no suggestions because the search field is empty. 1. [Knowledge Base](https://help.club.capital/en/faq?hsLang=en) 2. [Tax](https://help.club.capital/en/faq/tax?hsLang=en) # When should I file a 1099? ## Not sure whether you should file a 1099 for the contractors around your office? Read this article for helpful tips on whether you should and how to do it! **In this article you'll find answers to the following:** 1. Contractor VS Vendor 2. Filing requirements 3. How to file a 1099 **Contractor VS Vendor** A vendor is a person or a business who sells products to a multitude of customers. On the other hand, a contractor is a ***person assigned specific tasks in an organization*** that has a set completion date. Examples of Contractors: Cleaning service, lawn care company, painters Examples of Vendors: Shred-It, Amazon Business [Here's the difference between your employees and contractors!](https://gusto.com/blog/hiring/employee-vs-contractor-infographic) **Filing Requirements** Key Items to Look Out For: - Receives more than $600/year - Not an S-Corp or C-Corp - They've filed a W-9 - You've paid them directly (not via 3rd party platforms) [Still unsure? Check out one of our Payroll Partners, **ADP**'s, 1099 Article!](https://www.adp.com/resources/articles-and-insights/articles/1/1099-payroll-how-to-pay-independent-contractors.aspx) **How to File a 1099** First and foremost, if they haven't already, make sure your contractor has completed a W-9 and sent it to you to keep for your records (you are required to keep it on file for at least 4 years). ***PRO TIP:** Although your contractor is responsible for their own taxes, it's great to remind them to to exempt themselves from withholding!*  Next you have until JANUARY 31st to get all of your 1099s filed! [Before you start sweating, don't worry Club Capital can file your 1099s for you, just ask your Account Manager!](mailto:support@club.capital) You can also double check if your payroll company, like our Payroll Partner **Gusto**, can mail them on your behalf. If you have a Gusto account, [it's fairly easy and cost effective to have it done by them:](https://support.gusto.com/article/106622233100000/Distribute-1099_NEC-forms-for-your-contractors) ![](https://help.club.capital/hubfs/1099s%20-%20Gusto-png.png) If you choose to D.I.Y. make sure you send the 1099-NEC to the IRS and your contractor by the last day of January. 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